† There is no administration fee charged for entering into a deferred payment plan.

* On approved credit. If approved, you will automatically receive no payments and no interest for 6 months on Sport Chek store and online purchases from $200 to $400 (excluding gift cards) and no payments, no interest for 12 months on Sport Chek store and online purchases over $400 (excluding gift cards) that are made on your Sport Chek MasterCard. Payments will be required following the deferral period as per your Cardmember Agreement. Interest does not accrue during the deferral period. At the end of the deferral period, purchases will bear interest at your applicable regular annual rate in effect at that time. If we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all deferred payment plans will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on thatstatement. Offer subject to change without notice.

Sport Chek® MasterCard® Rewards Program


You can earn unlimited points on your Sport Chek MasterCard. You are automatically enrolled in the rewards program when your application for a Sport Chek MasterCard is approved.

How you earn points: You earn Sport Chek Reward Points each time that a qualifying purchase is posted to your Sport Chek MasterCard account. The rate at which you earn Sport Chek Reward Points is calculated as follows: 1 Sport Chek Reward Point per $1 spent on your Sport Chek MasterCard everywhere you use your card. Purchase credits result in a corresponding decrease in your Sport Chek Reward Points. All fractions of a point are rounded-down to the nearest whole point. For example, if you make a purchase of $125.47 in a month you will earn 125 Sport Chek Rewards Points for that purchase.

It is possible to have a negative balance of Sport Chek Reward Points if the amount of the credits posted to your Sport Chek MasterCard account exceed the amount of Sport Chek Reward Points earned. Sport Chek Reward Points never expire, so long as your account remains in good standing. You will not be able to earn Sport Chek Reward Points if you have not made the minimum payment due on your account for two consecutive billing periods or if for any other reason your account is in default. You will not earn interest on your Sport Chek Reward Points balance.

What purchases qualify: All transactions charged anywhere to your Sport Chek MasterCard account will qualify, except: interest charges, balance transfers, transactions using a convenience cheque, cash advances (and any transaction treated like cash advances), fees, premiums for credit card balance insurance or for insurance or extended warranties on items purchased with your Sport Chek MasterCard, premiums for any Canadian Tire branded insurance products, and membership services offered by Canadian Tire Financial Services Limited or its affliates, any gambling transaction (including the purchase of lottery tickets and all transactions at a casino).

How you redeem your Sport Chek Reward Points: If you have a balance of at least 2,500 Sport Chek Reward Points, and have a Sport Chek purchase posted to your account, you may redeem your points. Sport Chek Reward Points can only be redeemed in increments of 2,500 points. Sport Chek Reward Points that are redeemed will be applied as a credit to your Sport Chek MasterCard account at a rate of 2,500 points equals a $25 credit. When you are ready to redeem, call Sport Chek MasterCard Customer Service at 1-888-670-6678 to redeem. Only the primary holder of the Sport Chek MasterCard account may redeem Sport Chek Reward Points.

When you redeem Sport Chek Reward Points, your account will be credited with the dollar value of the Sport Chek Reward Points being redeemed, just like a payment. Credits to your account from the redemption of Sport Chek Reward Points will appear on the next statement that you receive. Sport Chek rewards do not reduce the balance of your Sport Chek MasterCard account for the purpose of calculating interest or any balance-based insurance premium.

Loss of Sport Chek Reward Points: You will lose any Sport Chek Reward Points that you have accumulated if your account is more than 6 billing periods past due, if you become subject to bankruptcy proceedings, if you die, if we have commenced legal proceedings against you for any amount that you owe us, if we have terminated your account as a result of any default under the Cardmember Agreement, or if you cancel your Sport Chek MasterCard account.

Changing these Terms and Conditions: The terms and conditions of the Sport Chek MasterCard Rewards Program are subject to change without notice.

Cancellation of Sport Chek MasterCard Rewards Program: The Sport Chek MasterCard Rewards Program is subject to cancellation on 60 days notice. In the event that the program is cancelled, any points earned at the time of cancellation will be automatically applied to the outstanding balance of your Sport Chek MasterCard account in the billing period in which the rewards program is cancelled.

The Sport Chek MasterCard Rewards Program is provided by Canadian Tire Bank. MasterCard® is a registered trademark of MasterCard International Incorporated, used under licence.

®/TM Sport Chek and the Sport Chek logo are registered trademarks of FGL Sports Ltd., used under licence.